Download a copy of the JFTH&W Fund's Summary Plan Description (SPD) by clicking on the link on the left side of our webpage.

The Fund strives to provide you with the highest quality benefits to help you stay healthy and maximize your earnings. We currently provide the following health and welfare benefits premium-free to active Bargaining Unit employees (such as, regular classroom teachers, counselors, speech therapists):

You are eligible for benefits provided by the Fund on the first day of the month following your Waiting Period. Your Waiting Period ends the last day of the month following the 30th calendar day period after you begin to work under the collective bargaining agreement.
An example: If you start to work on August 17, you are eligible for Fund benefits on October 1. If you start on September 10, your are elgible for Fund benefits on November 1.

If you have any questions concerning your eligibility date, please contact us.

You may also elect to enroll eligible dependents for dental and vision benefits. If you enroll dependents prior to your eligibility date for Fund benefits, their eligibility date for dental and vision benefits will be the same date as yours. However, if you choose to enroll your dependents at a date later than your own eligibility date for dental and vision benefits, they will be considered late dependent enrollees and subject to waiting periods before certain benefits go into effect.

If you enroll a child and he/she is between 19 and 23, your child must be a full-time student and dependent upon you.