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Summary Plan Description
Benefits
Dental Plan
Life Insurance
Vision Plan
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2010-2011 FSA
Extended Self-Pay Coverage
COBRA Coverage
Flexible Spending Accounts
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Summary Plan Description (SPD)
Effective Date: January 1, 2010

Use the JFTH&W Fund's SPD for the explanation of dental, vision and life benefits.

The SPD also gives an explanation of Flexible Spending Accounts.

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